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MC Federal Credit Union Member Services Representative - Float in Danville, Pennsylvania

*POSITION PURPOSE          *

The Member Service Representative (MSR) is a primary service delivery employee focused on delivering solutions to potential and existing members in a positive and professional manner. The MSR will perform a wide range of transactional duties to serve the member by receiving or paying out funds with high accuracy. This role demands a high level of focus in three areas; attention to detail (doing it right the first time), technical expertise (transaction workflows / policy & procedures), and engaged and courteous service

Full and Part Time Openings

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  • Deliver outstanding member service. From the moment of contact (phone, internet, or in person) MSR will be fully engaged with the member providing their undivided attention on delivering superior service.
  • Greets and welcomes members to the Credit Union in a courteous, professional, positive and timely manner.
  • Receives share deposits and loan payments (ensuring the payments match balances due on account and are accurate when posting to loan).
  • Cash share drafts/checks and process cash withdrawals accurately upon verification of signatures, endorsements, and member balances.
  • Verifies transactions.  Monitors deposit and withdrawal amounts; examines documents for endorsement and negotiability.  Detects and resolves discrepancies promptly.
  • Place holds on accounts for uncollected funds.
  • Process transfers.
  • Processes cash advances, MC credit card payments, cashier checks, money orders, savings bond redemption, wire transfers, stop payments.
  • Post IRA contributions and withdrawals, open and close certificates of deposit.
  • Open member accounts. (New accounts, shares, share draft, Christmas, Money markets etc.); ordering of member drafts/checks.
  • Performs account changes and file maintenance as needed.
  • Expected to maintain privacy of member's accounts.
  • Assist members by answering questions, solving their issue/problems by listening and collecting data.
  •  Helps member to resolve bookkeeping and checking account problems. 
  • Balances Cash drawer and daily transactions at end of each shift.
  •  Investigates and resolves out-of-balance conditions.  Reporting any discrepancy to the Lead MSR.
  • Maintain an up to date and comprehensive knowledge on all Credit Union products and services; as well as knowledge of all related policies, procedures, and regulations.
  • Promote, explain, assist, issue and cross-sell other Credit Union services. (Electronic services in regards to online banking, bill pay, remote deposit, mobile; debit and credit cards, and money orders).
  • Has a positive, respectful attitude with all staff and all management personnel.
  • A team player.
  • Performs any other duties as assigned.

QUALIFICATIONS

EDUCATION/CERTIFICATION:

  • High School Diploma

REQUIRED KNOWLEDGE:

  • Financial Services experience is preferred but not required
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