Job Information
First Internet Bank of Indiana Account Risk Analyst I in Fishers, Indiana
About the Position:
As an Account Risk Analyst I you are responsible for the proactive monitoring of new and existing customer account relationships to prevent or minimize financial, reputational, and financial crimes risk to the Bank. You will review alerts in our Bank Security Act/Anti-Money Laundering/Fraud and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will provide support to the BSA area for anti-money laundering, and Office of Foreign Assets Control compliance.
What You Will Do:
- Reviews and researches new customer account applications referred by internal Bank departments to identify fraudulent account applications.
- Researches, documents, and closes and/or escalates assigned alerts in the Banks BSA/AML/Fraud and Sanctions compliance monitoring software within documented time frames.
- Responsible for customer account reviews, ensuring compliance with CIP, CDD and Beneficial Ownership regulations; perform EDD on designated customer account relationships.
- Provides management reporting to track losses, fraud trends, and identity theft.
- Reviews various reports to identify fraudulent or suspicious activities, including but not limited to daily and monthly large cash reports, daily return deposit items reports, daily ACH account verification transactions.
- Provides support in clearing OFAC alerts in WireXchange.
- Assists in reviewing new accounts for compliance with CIP, CDD, and Beneficial Ownership regulations.
- Acts as a resource for fraud related issues with other Bank departments.
- Performs other duties as assigned.
What Were Looking For:
- Minimum of two years with front line or operational banking experience required
- Theability to clearly articulate and explain findings in writing
- Working knowledge of basic financial transactions and terminology (e.g., ACH transfers, wires, etc.) and the ability to differentiate between these transactions
- High school education required
- Microsoft Office experience require
Working Conditions/Demands:
- Professional office setting.
- Primarily sedentary position requiring long periods of time working at a computer.
- Must be able to move throughout the office and buildings to obtain or relay information.
- Must be able to perform the essential functions of the position with or without reasonable accommodation.
Who Are We?
Were not just another bank and were not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.
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