Job Information
M&T Bank Credit Analyst, Equipment Finance in Houston, Texas
We are M&T Equipment Finance Corporation, a subsidiary of M&T Bank in Buffalo, New York, the eleventh largest bank in the USA. We provide collateralized lending and leasing nationwide for the acquisition of construction, transportation, and waste equipment.
Position : Credit Analyst
Type : Full-Time – Direct Hire – In Person Role
Location : 1300 Post Oak Blvd, Houston, TX 77056
Hours : Monday – Friday – 37.5 hours per week
Our Houston, Texas office is currently looking to fill a full-time Credit Analyst position to support our Equipment Finance team with our new and existing leasing portfolio.
Responsibilities include :
financial statement spreads/analysis
credit investigations; and
loan submission preparation in conjunction with the credit approval and documentation/funding process
This position works closely with our District Sales Managers to obtain necessary information to support and review the financing request. Loan submission and risk rating analysis are prepared and presented for management review.
Financial analysis includes examination of trends, ratios, accounts receivable and inventory levels, liquidity, leverage and cash flow.
Requirements:
Bachelor's degree is required; preferred major in Accounting or Finance
1-2 years of commercial lending experience, a plus
Ability to evaluate, analyze and quantify the risk/financial impact of the issues involved
Familiarity with Uniform Commercial Code and lien perfection desirable
Strong written, verbal, and presentation skills which are required to communicate effectively with management, sales managers, and customers
Knowledge of heavy equipment financing and leasing desirable
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $27.24 - $45.40 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Houston, Texas, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.