Job Information
Hancock Bank Manager, Commercial Group Portfolio R013986 in New Orleans, Louisiana
This is a Job Description for a Manager, Commercial Group Portfolio in New Orleans, Louisiana
Summary: The Commercial Portfolio Group Manager 2 works under the direct supervision of the Director of Portfolio Management & Underwriting or a Regional President.
The position has responsibilities over a regional market (typically a multi-state region or large regional market) and leadership over a team of Group Portfolio Managers and/or Portfolio Managers (PMs).
This position leads, directs and coordinates the credit underwriting and portfolio management functions for the assigned Wholesale Banking portfolio, including regional level analytics and reporting.
In addition to the leadership duties, the Commercial Portfolio Group Manager 2 may be assigned special projects by the Director of Portfolio Management & Underwriting or Regional President.
Duties & Responsibilities: Lead a team of Group Portfolio Managers and PMs responsible for underwriting, portfolio management and preserving the asset quality of the assigned Wholesale Banking loan portfolio. Establish roles, responsibilities and expectations. Effectively coordinate regional department workflow to ensure that all credit requests are handled in a timely manner, balancing the need to quickly turnaround new requests while handling renewals, amendments, etc., as appropriate. Provide oversight and direction over the team's accuracy and timeliness of credit underwriting and credit approval packages, loan agreement compliance, past due payments, collateral and critical exceptions, financial statement tracking, loan coding, borrower and facility risk rating appropriateness and the timeliness of annual relationship reviews and annual renewals. Effectively partner with senior management, internal (market leaders, sales managers, RMs, credit officers and other business partners) and external partners to efficiently and accurately analyze, underwrite, document and service the portfolio. Offer guidance to the team and Credit Delivery partners on credit structure, underwriting and loan documentation. Provide leadership in resolving credit related issues among Credit Delivery partners including market leadership, PMs, RMs, credit officers and credit administration. Monitor the portfolio's health quality ratings to identify any developing trends and protect the Bank's credit soundness.
Requirements
and Qualifications[]{#Hlk142289191}[]{#Hlk142304825}
: Bachelor's degree in business administration, Finance, Accounting or a related field. 10+ years of credit analysis, underwriting, portfolio management, relationship management, or a combination of related commercial banking experience is required. Successful completion of an on-the-job credit training program or certificate program is required. Experience managing diversified, complex, sensitive and high-dollar credit relationships is required. Effective management and leadership experience is required. Excellent verbal, written & interpersonal skills. Ability to read, analyze and interpret business periodicals, professional journals, technical procedures or governmental regulations; to write reports, business correspondence and procedure manuals; effectively present information and respond to questions from groups of managers, clients and the public
Equal
Opportunity/Affirmative Action Employer.