Job Information
COMMUNITY TRUST BANK INC Fair and Responsible Banking Compliance Officer I in Pikeville, Kentucky
Job Responsibilities
Assist in performing data analytics, data integrity testing and/or mapping, examine loan files, including comparative file reviews, to ensure compliance with fair lending laws
Assist in the completion of ongoing fair lending reviews (underwriting, pricing, marketing, redlining, steering, etc.) to evaluate the Banks level of compliance with fair lending laws, regulations, and guidance
Review, test, and monitor UDAP risk areas on an ongoing basis and work with stakeholders on necessary improvements
Assist in conducting periodic UDAP and Fair Lending risk assessments
Maintain a current in-depth knowledge and understanding of all federal and state consumer protection laws, regulations and policies, with emphasis on Fair Lending, HMDA, and UDAP
Stay abreast of all legislative and regulatory developments that might impact the Bank
Research regulatory issues and respond to compliance questions from Bank personnel, utilizing legal and regulatory reference manuals, consulting Bank counsel, and contacting professional associations and organizations as appropriate
Review and approve advertising and/or marketing material to ensure compliance with regulatory requirements and evaluating for fair lending and UDAAP risks
Promote a compliance culture throughout the Bank
Special project assignments
Other duties as assigned
Skills/Knowledge and Abilities/Experience
Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc
A minimum of two years banking experience
Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures
Ability to conduct research projects with supervision/guidance
General knowledge of investigative, audit and research techniques and procedures
Strong analytical and organizational skills with a detail oriented approach
Self-starter with a willingness to learn
Excellent written and verbal communication skills
Proficiency in Word and Excel
Working Conditions
Normal office conditions professional environment
Some overtime may be required
Occasional periodic, limited travel
The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required.
Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity