Shire Jobs

[Avidbank is a $2.1 billion commercial bank based in Silicon Valley serving the San Francisco Bay area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients expectations. [Founded in 2003, we specialize in commercial and industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.

[Title of position: Credit Analyst [Position type: Full-time [Pay range: $67,000.00 - $90,000.00 [Division: Specialty Finance [Work Location Type: Office Hybrid or Remote [Location: San Francisco Bay Area, California and Out of State]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}

Essential Functions and Basic Duties:

[Position assists lending function by gathering and analyzing credit information on current and potential borrowers and determining credit risk for diversified types of loans.]{arial",sans-serif"=""}

• Assists loan officers in writing loan requests and proposals.
• Promotes quality customer relations and refers customers to appropriate staff for new services.
• Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.

[a. Gathers data from customers and other sources. [b. Prepares spreadsheets and analyzes financial information including financial statements and tax returns. [c. Contacts customers for additional information and clarification of data. [d. Verifies pledged assets. ]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}

As instructed, compiles data from credit bureaus, conducts industry peer comparisons, perform cash flow analyses and other related tasks.

Based on analysis, makes recommendation on loan structures and terms to loan officers and assists in the writing of financial analysis and reports.

Assist with loan processing and coordination.

Monitors loans and determines when updates to documentation, e.g. financial statements, are required. Informs loan officers and monitors accounts. Ensures that credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.

Assists loan officers in verification of funds with mortgage companies and contractors.

Participate in the on-going computerization of the loan review function.

Assist in providing deposit and loan account ratings for loan officers.

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