Job Information
Trustmark National Bank Community Relationship Manager Associate, I, II, o in Tupelo, Mississippi
This is a Job Description for a Community Relationship Manager Associate in Tupelo, Mississippi
Summary: The purpose of this job is to operate under the guidance of Commercial Relationship Managers in the day-to-day activities of the Commercial Lending Department, while developing/building a personal portfolio and the skills necessary to progress as a Commercial Relationship Manager.
Other purposes are to assist in commercial portfolio management, the preparation of loan packages, and to conduct special projects as required.
Duties & Responsibilities: Determination of data required for loan packages. Portfolio management decisions within credit authority. Loan pricing decisions are within authority. Determine which customers are potential candidates for expanded services and identify qualified prospects. Practice commercial loan portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, renewal processing, loan doc prep and closing, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. Practice business development skills through the practical application of performing business calls to customers and prospective customers to gain further experience in outside loan production and negotiations and support the achievement of new business goals. Provide a high level of customer service to existing clients to build relationships, to expand the development of business and to identify and create cross-selling opportunities for other product lines. Maintains professional community relations to increase the bank's visibility and new business opportunities, and to further personal development.
Requirements
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Qualifications:
Bachelor's degree in business, finance, accounting, related field, or equivalent experience. Minimum of three years proven and progressive commercial lending/credit experience or equivalent. Experience with real estate or commercial lending risk analysis. Developed understanding of lending and credit approval process as well as pertinent bank policies and external regulations. Detailed knowledge of credit analysis practice and procedure. Familiarity with products and services offered by financial services institutions. Excellent interpersonal skills. Developed decision making and persuasion skills. Proven ability to build relationships. Time management/organization skills. Customer contact and sales and service skills
Equal
Opportunity/Affirmative Action Employer.